Pakistani Banks Report Record Rs. 326 Billion Profit in First Half of 2025

Banking Sector Posts Record Rs326 Billion Profit

Pakistan’s banking sector has reached a new high, posting a record profit of Rs326 billion during the first half of 2025. The figure represents a nearly 20% growth over the corresponding period of last year, says a report by Arif Habib Limited. Pakistani banks record profit

Q2 2025 Sees Strong 23% Growth in Earnings

Banks made Rs160 billion in profit between April and June alone — up by 23% compared with the same quarter of 2024. This spectacular growth is indicative of increasing financial performance and stability in the industry.

Net Interest Income Crosses Rs1 Trillion Milestone

A key driver of this success was Net Interest Income, which crossed Rs1 trillion for the first time. This is derived from lending and investing activities. Also, non-markup income — which is earned through services such as fee, commission, and other bank charges — increased by 7%, reflecting good diversification in revenue.

Banks Contribute Rs394 Billion in Taxes to Economy

The banking industry’s healthy performance has also benefited the stock market. National Bank of Pakistan (NBP) has recorded its share price jump 148%, while United Bank Limited (UBL) observed an increase of 111%.

Confidence among investors has also picked up, with Askari Bank declaring a dividend for the first time in more than a decade — a significant indicator of financial health.

In addition to profitability, the industry was a vital driver of the national economy, generating Rs394 billion in taxes. Its huge tax contribution is a measure of how much stronger the industry is becoming and how vital it is to government coffers. Pakistani banks record profit of 326 Billion.